Bajaj Allianz Investment Plans
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Customized Investment Plan for you.

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15 Lacs+ P.A. 10-15 Lacs P.A. 7-10 Lacs P.A. 5-7 Lacs P.A. 3-5 Lacs P.A. Upto 3 Lacs P.A.

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Bajaj Allianz Investment Plans: Overview

Bajaj Allianz Life Insurance is one of the leading life insurance companies offering diverse insurance solutions including life insurance plans, term insurance plans, child plans, retirement solutions, investment plans, etc.

Bajaj Allianz Investment Plans helps you grow your investment and build a corpus to fulfill your financial requirements. These plans also offer life coverage to protect your loved ones in case something unfortunate happens to you.

Bajaj Allianz Investment Plans ensures to look after your investment needs by offering:

why-choose
  • Creates Saving Habit

  • Financial Protection

  • Tax Savings

  • Emergency Fund Building

Eligibility Criteria for Bajaj Allianz Plan

Your Occupation

Entry age

Minimum Age - 5 year

Mukhyamantri Amrutam Yojana

Maturity age

80 years

Your Gender

Policy tenure

Minimum term - 6 years Maximum term - 30 years

Maternity Benefit Rider

Premium payment term

5 to 30 years

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly,

Maternity Benefit Rider

Sum assured

Rs 50,000 to No limit

Bajaj Allianz Plan Types

To cater to the dynamic insurance needs of an individual and their family, Bajaj Allianz comes with a range of plans. This allows their customers to choose an ideal plan for themselves. The company ensures to offer a plan for everyone.

  1. Investment Plan

    Plan Entry Age Tenure Minimum Sum Assured Unique Features
    Bajaj Allianz Assured Wealth Goal Minimum Age - 0 years Maximum Age - 55 years
    5 to 44 years No limit
    • Joint life cover
    • Six variants options
    • Regular guaranteed income
    Bajaj Allianz Flexi Income Goal Minimum Age - 0 years Maximum Age - 99 years
    12 to 60 years Rs 1,58,400 to No limit
    • Life cover up to 99 years
    • Joint life cover
    • Regular steady income
    Guaranteed Income Goal Minimum Age - 6 years Maximum Age - 60 years
    10,12,15,20 years Rs 1 lakh to No limit
    • Guaranteed returns
    • Choice of two variants
    • Policy Loan available
    POS Goal Suraksha Minimum Age - 0 years Maximum Age - 55 years
    10,12,15, 20 years Rs 30,000 to 25 lakhs
    • Guaranteed additions
    • Limited payment term
    • Alter payment modes
    Income Assure Minimum Age - 0 years Maximum Age - 50 years
    17 to 24 years 144 times of monthly income
    • Guaranteed Monthly Income
    • Choice of Payout Options
    • High Sum Assured Rebate

Overview of Bajaj Allianz Plans

Here is a quick overview of the Bajaj Allianz Plans listed in the above table.

Bajaj Allianz Assured Wealth Goal Plan

Bajaj Allianz’s Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance under the same policy.

Here are the key features of the above plan
  • Joint life cover
  • Regular guaranteed income
  • Flexible premium payment term

 

Benefits of Bajaj Allianz Life Investment Plans

There are multiple benefits of Bajaj Allianz Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.

Helps to Build Corpus

Bajaj Allianz Investment Plans helps you create a corpus amount over time that helps you fulfill your financial goals.

Choice of Payout Option

Bajaj Allianz Investment Plans offer you the option to choose the payout option as a lump sum or regular income.

Flexible Plans

Bajaj Allianz Investment Insurance plans offer various coverage options, allowing you to select a plan that meets your needs.

Choice of Fund Options

Bajaj Allianz Investment Plans allows you to choose fund options that suit your risk appetite.

Tax Benefits

Tax Benefits can be availed for premium payments of Bajaj Allianz Investment plans under the Income Tax Act 1961.

 

Bajaj Allianz Investment Plans

Bajaj Allianz's Assured Wealth Goal is a non-linked, non-participating life insurance savings plan. It offers the dual benefit of saving and insurance...

Unique Features

  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Pros)

Bajaj Allianz Assured Wealth Goal
  • Joint life cover
  • Six variants options
  • Regular guaranteed income

Bajaj Allianz Assured Wealth Goal (Cons)

Bajaj Allianz Assured Wealth Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Assured Wealth Goal (Other Benefits)

Bajaj Allianz Assured Wealth Goal
  • Death Benefits
  • Maturity Benefits
  • Tax Benefits

Bajaj Allianz Assured Wealth Goal (Eligibility Criteria)

Bajaj Allianz Assured Wealth Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- No limit
  • Maximum policy term- 44 years

Bajaj Allianz Flexi Income Goal is a non-linked, participating, guaranteed income Life insurance plan. It offers the dual benefit of insurance and sav...

Unique Features

  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Pros)

Bajaj Allianz Flexi Income Goal
  • Life cover up to 99 years
  • Joint life cover
  • Regular steady income

Bajaj Allianz Flexi Income Goal (Cons)

Bajaj Allianz Flexi Income Goal
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Bajaj Allianz Flexi Income Goal (Other Benefits)

Bajaj Allianz Flexi Income Goal
  • Cash bonuses
  • Death Benefits
  • Maturity Benefits

Bajaj Allianz Flexi Income Goal (Eligibility Criteria)

Bajaj Allianz Flexi Income Goal
  • Minimum entry age- 0 years
  • Maximum entry age- 99 years
  • Minimum sum assured- Rs 158400
  • Maximum sum assured- Rs No limit
  • Maximum policy term- 60 years

Bajaj Allianz Life Guaranteed Income Goal by Bajaj Allianz Life Insurance is a non-linked savings life insurance plan. It offers the dual benefit of s...

Unique Features

  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Pros)

Guaranteed Income Goal
  • Guaranteed returns
  • Choice of two variants
  • Policy loan available

Guaranteed Income Goal (Cons)

Guaranteed Income Goal
  • Suicide not covered
  • Aviation accidents not covered
  • Adventurous activities not covered

Guaranteed Income Goal (Other Benefits)

Guaranteed Income Goal
  • Guaranteed increasing income
  • Extended life cover
  • Flexible policy and premium payment term

Guaranteed Income Goal (Eligibility Criteria)

Guaranteed Income Goal
  • Entry Age: Minimum Age - 6 years Maximum Age - 60 years
  • SA: No limit
  • Maximum Maturity Age - 72 years

Bajaj POS Goal Suraksha Plan by Bajaj Allianz Life Insurance is a combination of a life insurance plan as well as a savings plan. It provides death be...

Unique Features

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Pros)

POS Goal Suraksha
  • Guaranteed additions
  • Limited payment term
  • Alter payment modes

POS Goal Suraksha (Cons)

POS Goal Suraksha
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

POS Goal Suraksha (Other Benefits)

POS Goal Suraksha
  • Policy loan
  • Tax benefits
  • Death benefits

POS Goal Suraksha (Eligibility Criteria)

POS Goal Suraksha
  • Minimum entry age- 0 years
  • Maximum entry age- 55 years
  • Minimum sum assured- Rs 30000
  • Maximum sum assured- Rs 25 lakhs
  • Maximum policy term- 20 years

Bajaj Allianz Life Income Assure Plan by Bajaj Allianz Life Insurance is a participating savings plan offering guaranteed regular monthly income and a...

Unique Features

  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Pros)

Income Assure
  • Guaranteed Monthly Income
  • Choice of Payout Options
  • High Sum Assured Rebate

Income Assure (Cons)

Income Assure
  • No pre-existing condition
  • Suicidal exclusion
  • No auto-cover continuance

Income Assure (Other Benefits)

Income Assure
  • Choice of 2 life cover variants
  • Flexibility to choose premium payment term
  • Special premium rates for women

Income Assure (Eligibility Criteria)

Income Assure
  • Minimum entry age- 0 years
  • Maximum entry age- 50 years
  • Minimum sum assured- 144 times of Guaranteed Monthly Income
  • Maximum sum assured- No limit
  • Maximum policy term- 24 years
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Documents Required to Purchase Bajaj Allianz Investment Plans

Here is the list of documents required to buy Bajaj Allianz Life Investment Plans:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy Bajaj Allianz Investment Plans ?

Bajaj Allianz Investment Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Investment’ tab.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of Bajaj Allianz Life Insurance Company.

  • Step 2

    Click on ‘Investment plans’ on the navigation bar and select the plan you want to buy.

  • Step 3

    Click on the ‘buy now’ button and fill in the required details.

  • Step 4

    Tap on 'next' and select a plan as per your requirements.

  • Step 5

    Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Exclusions of Bajaj Allianz Investment Plans

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death payments. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

In conclusion, Bajaj Allianz Life Insurance offers a range of flexible, customer-centric investment plans tailored to meet various financial needs and life goals. With its strong digital presence, best claim settlement record, and diverse product portfolio, Bajaj Allianz Life stands out as a trusted partner for securing one’s financial future. For more info related to Bajaj Allianz Life Investment Plans, you can contact Policyx.com 24/7. Our trusted insurance experts listen to your every unique problem and suggest the best possible solution for you.

Life Insurance

More Queries?

If you have any more queries regarding Bajaj Allianz Investment Plans , Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: Bajaj Allianz Investment Plans

1. How to buy Bajaj Allianz Investment Plans?

You can buy Bajaj Allianz Investment Plans either from their official website or PolicyX.com

2. How can I cancel the Bajaj Allianz Investment Policy?

You can cancel the Bajaj Allianz Investment Policy from their official website.

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Sahil Singh Kathait

Written By: Sahil Singh Kathait

A boy-in-squares bagging escapades of switching streets in groove & sensing musical airy-notes from 6 1". Under wayed nyctophile sketching the walls of life from the panorama of anime.